Terms of Service

These terms govern your use of homeloanbrokernorthbrisbane.com.au ("the website") and any home loan broker engagement entered into with Home Loan Broker North Brisbane ("we", "us", "our"). By using the website you agree to these terms.

Information on this website

The information on this website is general in nature and does not constitute personal financial advice. It does not take into account your individual situation, objectives, or needs. Always seek your own advice before acting on anything you read here.

Free home loan review

Our home loan review and comparison service is provided free to you. Lenders pay us a commission when your loan settles. The commission and any clawback arrangements are disclosed in writing in your Credit Quote and Credit Proposal Disclosure before you commit.

Our role and credit advice

Home Loan Broker North Brisbane is a lead generation and referral service. We connect consumers with qualified mortgage brokers in our network. We do not directly provide credit advice or credit assistance under the National Consumer Credit Protection Act 2009. All credit advice and credit assistance is provided by the independent licensed mortgage broker we connect you with. The broker's specific credentials (ASIC Credit Representative number, Australian Credit Licence holder, MFAA / FBAA membership) are provided to you in writing in their Credit Quote and Credit Proposal Disclosure before you commit to anything.

General advice warning

Information on this website is general in nature and does not constitute personal financial advice. It does not take into account your individual situation, objectives, or needs. Consider whether the information suits your situation before acting on it, and seek independent professional advice if needed.

Comparison rate warning

Comparison rates are based on a loan amount of $150,000 over 25 years. WARNING: This comparison rate applies only to the example given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Credit applications subject to approval

Any indication of borrowing power, rate, or product on this website is not an offer of credit. All credit applications are subject to the lender's credit criteria, serviceability assessment, valuation outcome, and approval process. Approval is at the lender's discretion.

Form submissions

When you submit a form on this website we will respond within one business day. We do not guarantee approval of any loan, rate, or product. Approval is at the lender's discretion and depends on your situation.

Limitation of liability

To the maximum extent permitted by law, we are not liable for any indirect or consequential loss arising from your use of this website. Nothing in these terms limits any non-excludable consumer guarantees under Australian law.

Governing law

These terms are governed by the laws of Queensland, Australia. Any dispute arising from these terms will be heard in the courts of Queensland.

Compliance

• Our network partners are MFAA / FBAA accredited
• Independent licensed mortgage brokers across North Brisbane
• Free for you - no fees, no pressure
• Same-week response, no obligation

Contact

Questions about these terms? Email us at hello@homeloanbrokernorthbrisbane.com.au or via the contact page.